What you need to get ready before applying for a mortgage loan – PrimeLending, A PlainsCapital Company

Loan Application Checklist

Below is a general list of documentation that will be required in order to complete the processing of your loan.　 When your file moves to processing, we will provide you with the final list including items specific to your individual circumstances. 　Please call your Mortgage Consultant immediately if you do not have the items requested, or if you have any questions.

Pay Stubs (most current covering past 30 day period)

Most Recent Personal Tax Return for 2007 & 2008 with all W-2’s attached (All pages and schedules must be included)

Most Recent Corporate Tax Returns for 2007 & 2008 (all pages)(if 25% or more owner)

Social Security Awards Letter (if retired)

Pension and/or Annuity Documentation (must show amount received and duration of benefit)

Copy of Current Driver’s License, Permanent Resident Alien card, or Visa/Passport (Must be Legible, color copy if available)

Copy of Social Security Card

Bank / Investment Statements (Last 2 Months or most recent Quarterly Statement, All Pages Required)

Lease Agreement(s) on all rental properties owned

Copy of Purchase Agreement

If Renting – name, address, & phone number of current/previous landlord for the past two years. Note: 12mos cancelled checks may be req'd.

If Refinancing include a copy of:

Owner’s Title Insurance Policy

Hazard Insurance and/or Flood Insurance Policies

Name and Phone Number of Your Insurance Agent

Copy of Your Most Current Survey (if single family)

Statements To Be Paid Off (mtg, e-line, credit card, etc)

Upfront Fees (due upon selection of property)*: Credit Report & Appraisal Fee　$490

*Payable by check or credit card.　 Fees used for payment of credit report and appraisal report and can be credited back at closing as pre-paid closing costs. Non-refundable if loan does not close. Failure to provide 　payments when requested will cause a delay in your loan processing.

©2009 PrimeLending, A PlainsCapital Company. Trade/service marks are the property of PlainsCapital Corporation, PlainsCapital Bank, or their respective affiliates and/or subsidiaries. Some products may not be available in all states. This is not a commitment to lend. Restrictions apply. All rights reserved. PrimeLending, a PlainsCapital Company is a wholly-owned subsidiary of a state-chartered bank and is an exempt lender in the following states: AL, AK, AR, CO, DE, FL, GA, HI, ID, IA, KS, KY, LA, MN, MS, MO, MT, NE, NY, NC, OH, OK, OR, PA, SC, SD, TX, UT, VA, WV, WY. Licensed by the Arizona Dept. of Financial Institutions-license #BK 0907334; California Department of Real Estate-license ID #01857468; California Department of Corporations- license #4130996; Connecticut Department of Banking-license #ML-13649; Illinois Dept. of Financial and Professional Regulation-license #MB.6760635; Indiana Dept. of Financial Institutions- license #11169; Maine Dept. of Professional & Financial Regulation-license #SLM8285; Maryland Dept. of Labor, Licensing & Regulation-license #11058; Michigan Dept. of Labor & Economic Growth-license #0FR 0010163 and SR 0012527; Nevada Dept. of Business and Industry, Division of Mortgage lending-exempt license #732; New Hampshire Dept. of Banking- license #14553-MB; New Jersey Dept. of Banking and Insurance-license #0803658; New Mexico Regulation and Licensing Dept., Financial Institutions Division-license #01890; North Dakota Dept. of Financial Institutions-license #7293; Vermont Dept. of Banking, Insurance, Securities and Health Care Administration- lender license #6127 and broker license #0954MB; Washington Dept. of Financial Institutions-license #520-CL-49075; Wisconsin Department of Financial Institutions-license #214170.